O The Fundamentals of Being a Loan Officer: Using the financial calculator, suggested Tools of the Trade to enhance your capabilities and appearance as a professional Loan Officer.  Yes, this book does start from the beginning.

O  How Most Mortgages Companies and Lending Offices Are Designed and your responsibilities as a Loan Officer.  How mortgage loans generally flow through a mortgage lending office.

O  How to Speak like a Mortgage Lending Pro!  The terms, acronyms, jargon, and concepts of mortgage lending are fully covered and explained.

O  Know How to Prepare Your Loan Files and yourself for meetings with loan prospects.

O  How to Track the Needs of Your Loans and stay on top of the loans in your pipeline.

O  The Different Types of Mortgage Loans - Conforming, Non-conforming, and Sub-prime loans and how to qualify your loan prospects for each. 

O  Adjustable Rate Mortgage (ARM) Loans, their unique terms, and how to qualify your loan prospects on ARM loans.

O  How to Qualify Loan Prospects on every type of loan above, on the telephone or in your first meeting with them.

O  How to become an Expert in Completing the Loan Application (the 1003), Good Faith Estimate, and the various Loan Disclosures.  What to ask and look out for when completing these forms.

O  You'll Learn How to Properly Complete the Truth-In-Lending Statement and how to manually calculate the APR of a loan.  You will also learn how to explain the APR of a loan to your customers - so they understand it as well.

O  How to Price Your Loans so the goals of your loan customers are reached and you make money as well.

O  The Lending Regulations and Laws that every Loan Officer Needs to Know - so they and their loans are In Compliance.

O  How to Prepare and Package the Different Types of Loans - so they get approved.

O  How to Order and Read the Different Reports required on your loans: the Credit Report, the Lenders' Rate Sheets, a Property Profile or MetroScan, the Appraisal Report, The Purchase and Sales Agreement, and the Title Report. 

O  How to Process Your Loans from origination to loan closing.  A Flow Chart is included so you don't miss a step in processing your loans.

O  The Many Approaches to Marketing Your Services as a Loan Officer. To get you started in the right direction - so loan leads and referrals start coming in and you are working on loans.

O  What Every Loan Officer Needs to Know to Enhance Their Loan Production, referrals, and lending career success.