Frequently Asked Questions

 DO I NEED A PARTICULAR VERSION OF MS WORD OR OTHER TYPE OF WORD PROCESSING SOFTWARE TO DOWNLOAD AND READ THIS E-BOOK?
No. For your convenience and to accommodate the many and various computer users, this E-book is in PDF format. Therefore, once you have downloaded this E-book into your Desktop, all you would then need to have is Adobe's Acrobat Reader on your computer. If you do not have Adobe's Acrobat Reader on your computer, you can easily obtain a free version of this program by going to http://www.adobe.com/products/acrobat/readstep.html where you will be able to download a free version of this program. By downloading Adobe's Acrobat Reader to your computer, you will be able to view and print all Adobe PDF files. Once you have done that, or if you already have Adobe's Acrobat Reader on your computer, you will not have any problems opening up this E-book as well as reading and printing any or all sections of the book.
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 WILL I BE ABLE TO PRINTOUT DIFFERENT SECTIONS AND THE EXHIBITS IN THIS BOOK?
Yes. As a matter of fact, I have designed this book so you can easily printout the entire book - if you wish. Of course, it is my hope that those who purchase my book will not abuse this printing privilege.
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 I AM AN EXPERIENCED LOAN OFFICER. WOULD I BENEFIT FROM THIS BOOK?
As an experienced Loan Officer, you may not need most of the basic material discussed in this book. However, I believe you will find this book to be an excellent resource and reference for those subjects related to the mortgage lending area. For example, even I may sometimes forget what might be needed on a loan (i.e. the maximum seller contribution based on the LTV of a purchase home loan). As I have mentioned previously, I have tried to make this book as complete and comprehensive as possible. Who knows, the information in this book might have what you need in order to bring a customer into the fold or to close a loan. Now that, would be a huge payback on a $75.00 investment.
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 I OWN A MORTGAGE COMPANY WITH MORE THAN ONE BRANCH. DO I NEED TO PURCHASE A BOOK FOR EACH MORTGAGE BRANCH?
Yes. The benefits of having this book available for your new and experienced Loan Officers, in each branch, will far outweigh the cost of these books. When you buy more than one E-Book, the first E-Book will be downloaded to your computer. All additionally purchased books will be mailed to you on separate CDs. There are no processing and shipping fees for these. Also, if you wish to order more than 5 books, then please email or call me about our discounted prices for (all) books when purchase orders are greater than 5.
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 REGARDING THE ABOVE: I HAVE A MORTGAGE COMPANY THAT IS STATE AND NATIONWIDE WITH NUMEROUS BRANCHES ACROSS THE COUNTRY. DO I NEED TO PURCHASE AN E-BOOK FOR EACH SEPARATE BRANCH?
Yes. But in that case, please email me at Creative_MtgesandNotes@msn.com and I will be happy to put together a purchase arrangement you will be happy with. As mentioned above, we have discounted prices per book based on the volume of books purchased. Also, I can prepare a training manual tailored to the philosophy and training needs of your company based on this material. I am available to discuss these details as needed.
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 DO YOU PROVIDE SEMINARS OR CLASSROOM TYPE OF TRAINING IF REQUESTED? IF YOU DO, HOW LONG DOES YOUR TRAINING LAST?
Yes. My training seminars can also include those aspects and subjects important to your company and its operations. A four to five day training period is usually enough time to give the attending Loan Officers the training information they need in a way that they not only understand the material discussed, but also how to properly apply it. However, this time frame (days of training) can be tailored to fit your specific need.
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Do you have a question about any of my books that is not answered by the above?  Or, if you have a comment you would like to tell me regarding my books or this website, you can contact me by clicking the Contact button above, and entering your questions and/or comments.  I will be happy to answer your questions and/or respond to your comments as soon as I can. 


 

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